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Credits






Dear customers,

Please refer to the authorized officers or agents of the Bank wearing the office badges only for consulting on lending.

Do not take advices from unauthorized persons.

BTA Bank’s consumer crediting programs are the best solution of your problems! It means prompt crediting for pur-chase of consumer goods, accommodation and cars, payment for various services and much more.

BTA Bank’s consumer credits are the best way for you to make your dreams come true without saving money during a long period of time.

Service advantages

  • Low cost of financing. Using different schemes of complex crediting the Bank reduces clients’ expenditures.
  • Possibility of the interest rates' reduction. Credit operation rates are defined and corrected in accordance with the changes of market situation and may be reduced with the growth of the scale of cooperation with the client.
  • Possibility of the credit terms increase. Project financing within credit lines allows not only to implement low interest rates but also to extend the loan period from 3 to 5 years.
  • Prompt examination of the credit application. Quick procedure of project expertise is the result of Bank’s work aimed at improving the quality of customer service.
  • Regional financing. Our Bank’s services are available in almost all regional centres of Kazakhstan. The Bank has the broadest branch network of regional and client offices in Kazakhstan and several representative offices abroad.

BTA offers the following types of loans:

Mortgage lending
Mortgage lending means comfort and safety for your family! You can purchase elite accommodation, real estate on the secondary market, commercial property or participate in equity construction. BTA offers you an opportunity to obtain a credit without income confirmation providing a wide range of conditions.

"Lyubimaya credit line"
"Lyubimaya credit line" was created specially for the clients of the Bank who care about their time and comfort. By opening this credit line you receive a number of advantages in comparison with usual credits.

Car loans
Get a car loan with new simplified rules of BTA Bank! An initial installment of 15%, minimal amount of documents required, attractive interest rates, loan period of up to 5 years, full repayment ahead of schedule without penalties, wide branch network and no driving experience requirements - these are the advantages of BTA car loans. We offer excellent conditions to our clients!

Universal Faculty
Do you want to get a degree you have always dreamed of? BTA Bank can make all your dreams come true! "Universal Faculty" from BTA Bank will help you receive "Bachelor", "Specialist" and "Master" degrees at any certified university located in Kazakhstan or abroad.

Express loans
BTA Bank offers various express lending programs which will help you purchase new furniture, household appli-ances, pay for education at university, have a vacation abroad, celebrate a memorable occasion and much more.

The license #242 issued by the Agency for the control and supervision of the financial market and financial organizations of the Republic of Kazakhstan