Credits

BTA Bank’s consumer crediting programmes – solution of your problems and prompt allocation of means for purchase of consumer goods, car and housing on credit, payment for various services and many more. The Bank requires minimum of documents, for examination and decision on individual client application.

BTA Bank’s consumer credits – convenient tool for quick fulfilment of your wishes without long-term savings.

Service advantages

• Low cost of financing. Using different schemes of complex crediting the Bank reduces clients’ percent expenditures.
• Possible reduce of percent rates. Credit operation rates are defined and corrected in accordance with the changes of market situation and may be reduced with the growth of the scale of cooperation with the client.
• Possibility to increase the credit terms. Project financing in the filed of credit line allow not only to implement low percent rates but to prolong credit terms from 3 to 5 years.
• Prompt examination of the application. Quick procedure of project expertise is the result of Bank’s every effort to improve the quality of customer service
• Regional financing. Bank’s services can be accessed almost in all regional centres of Kazakhstan. The Bank has the broadest branch network of regional and client offices in Kazakhstan and several representative offices abroad.

BTA offers following types of credits:

Mortgage lending

Mortgage lending - comfort and reliability for your family! An opportunity to buy - elite dwelling and secondary market apartments, participation in shared construction of housing, as well as to acquire commercial property, to receive loan without income confirmation and a wide range of conditions.

Credit line "Lyubimaya"! (Dear)

New credit program "Lyubimaya" from BTA Bank was created specially for its clients who think of their time and comfort. Opening credit line, you receive a number of advantages over usual credits.

Car Credit

New simplified requirements for car credits in BTA Bank.
Car Credit from BTA - initial installment of 15%, minimal amount of documents required, great rates, terms of up to 5 years, full repayment ahead of schedule without fines (after 6 months), wide branch network and no requirements for driving experience. We’ve got excellent credit for our clients, please pay us a visit!

Universal Faculty

Want to get a degree you have always dreamt of?
BTA Bank can make all your dreams come true! Any faculty of the country is Yours! Credit program "Universal Faculty" from BTA Bank will help you to receive "Bachelor", "Specialist" and "Master" degrees.

Express Line

BTA Bank offers different programs of express-lending which can help you to buy new furniture or equipment, pay for education in a University, go abroad, make festival and many other things.

Desired loan (express lending)

Desired loan – a new program of express-lending designated for the residents of Almaty city.
Would you like to buy high-performance and modern furniture, but do not have enough funds?
Desired loan from BTA Bank – a perfect solution!