Documents

An eligible borrower must submit the following documents:

A borrower with a settlement account:

1. Copies of constituent documents:
• Articles of Association
• Memorandum of Association
• Taxpayer certificate
• Statistical card
• Incorporation certificate
• Signature and stamp impression card
2. Originals of financial documents:
• An audited balance sheet as of three reporting dates
• A certificate of no tax due from the Tax Committee
• A debt certificate from an acquiring bank
• A billing certificate from an acquiring bank
3. Inquiry form of the borrower
4. Business plan (feasibility study)
5. Original of a contract (purpose of loan)
6. Original of a decision of the Founder or minutes of a general meeting of founders to raise a loan and secure it
7. Original of an application to the Chief Executive Officer to raise a loan
8. Originals of title documents to the collateral

A borrower without a settlement account:

1. Originals of constituent documents:
• Articles of Association
• Memorandum of Association
• Taxpayer certificate
• Statistical card
• Incorporation certificate
• Signature and stamp impression card
2. Original of a request for a bank account.
3. Originals of financial documents:
• An audited balance sheet as of three reporting dates
• A certificate of no tax due from the Tax Committee
• A debt certificate from an acquiring bank
• A billing certificate from an acquiring bank
4. Inquiry form of the borrower
5. Business plan (feasibility study)
6. Original of a contract (purpose of loan)
7. Original of a decision of the Founder or minutes of a general meeting of founders to raise a loan and secure it
8. Original of an application to the Chief Executive Officer to raise a loan
9. Originals of title documents to the collateral

To include the borrower into the client base of the Bank, the borrower must submit the following information about its founders, chief executive officer, chief accountant:

1. Full name
2. DOB
3. Registration address
4. Street address
5. ID number, date of issue, issuing authority
6. Taxpayer Identification Number