To Collection Companies

“BTA Bank” JSC invites collection companies to mutually beneficial collaboration on collecting troubled indebtedness. Requirement – receipt of accreditation in “BTA Bank” JSC.

Terms

Accreditation – procedure of selecting legal and natural persons, carrying out professional activity in Republic of Kazakhstan for the purpose of further collaboration and rendering of service to the Bank when working with troubled loans.

Collection company – Collector (CC) – legal and natural persons, carrying out entrepreneurship in Republic of Kazakhstan, specializing in matters of debt recovery and regulation on troubled loans and owning all necessary resources.

Troubled loans – loans having downside risk features and requiring taking actions for minimizing risk of fund of the Bank.

Functions of Collection Companies Relations Division:

• Transfer of troubled loans to Collection companies;
• Coordination of work of the Bank with Collection companies;
• Performing reciprocal payments with Collection companies and agents;
• Retraction of previously sent troubled loans from Collection companies;
• Making reports on Collection companies (Collection companies effectiveness, etc);
• Accreditation of Collection companies and agents on discharge;
• Performing reciprocal payments with realtors;
• Bidding on electronic exchange;
• Preparation of Certificates of authority for Collection companies;
• Optimization of work of the Bank with Collection companies.

Documents necessary for accreditation.

- for legal persons:

1. application on accreditation in the capacity of CC (Enclosure #7)
2. commercial offer with attachment of assumed rates on cost of offered CC services on recovery / collecting troubled indebtedness;
3. copy of CC regulations certified by a notary;
4. extract from constituent document certified by a notary, containing information about founder or founding members or extract from shareholder register certified by a notary and given not earlier than one month prior to the date of filing of application on accreditation;
5. copy of certification certified by a notary on state registration / reregistration of CC legal person;
6. original of reference from taxation body on CC tax and payment into treasury clearance, reference from servicing bank on presence of account, information on absence of loan delinquency on the date of giving documents for accreditation in accordance with “Pervoye kreditnoye byuro” LLP report, CC reference on labor compensation fund with specification of presence / absence of indebtedness on labor compensation to CC employees;
7. documents confirming personnel qualification (copies of labor books, individual labor contracts, diplomas);
8. identification documents of personnel including managers and founders of CC (identification cards and TIN);
9. short resume on each employee with specification of his contacts – phone numbers, places of registration and residence, short information about experience and record of service;
10. if CC owns any branch / representative office, carrying out the activity on collecting outstanding loans on behalf of a given legal person, it is necessary to attach the following documents:
    • certificate on record registration / reregistration of a branch / representative office (copy certified by a notary);
    • statistic card (copy certified by a notary);
    • regulations on a branch / representative office (copy certified by a notary) ;
    • decision / extract from decision of legal person’s authorized body on appointing a head of a branch / representative office;
    • certificate of authority on the Head of a branch / representative office.
    • documents identifying the Head of a branch / representative office.

- for natural persons:

1. application on accreditation in the capacity of CC (Enclosure #7)
2. commercial offer with attachment of assumed rates on cost of offered CC services on recovery / collecting troubled indebtedness;
3. copy of certificate certified by a notary on state registration of private entrepreneurs;
4. original of reference from taxation body on CC tax and payment into treasury clearance, reference from servicing bank on presence of account, information on absence of loan delinquency on the date of giving documents for accreditation in accordance with “Pervoye kreditnoye byuro” LLP report, CC reference on labor compensation fund with specification of presence / absence of indebtedness on labor compensation to CC employees;
5. documents confirming personnel qualification (copies of labor books, individual labor contracts, diplomas);
6. identification documents of personnel including managers and founders of CC (identification cards and TIN);
7. short resume on each employee with specification of his contacts – phone numbers, places of registration and residence, short information about experience and record of service;

Requirements to Collection companies:

1. presence of necessary package of documents;
2. type of business entity: limited liability partnership / joint stock corporation / sole proprietor;
3. presence of employees with higher legal education, claims work experience more than two years, work experience in law enforcement agencies or law machineries more than two years. This requirement also applies to employees of branches / representative offices;
4. presence of office, equipment capability, autotransport / private transport of CC officers;
5. CC staff numbers no fewer than 5 persons discharging functions on recovery of troubled loans.

Requirements:

1. international work experience in the sphere of collecting indebtedness;
2. presence of branch system of no fewer than 5 (five) and more branches / representative offices in Republic of Kazakhstan;
3. work experience of more than 1 year in the sphere of troubled loans administration;
4. specialized software enabling indebtedness recovery;
5. presence of special manager in the staff interacting directly with the Bank;
6. interaction with relevant and law-enforcement state bodies;
7. entering of CC into “Assotsiatsiya kollektorov” Legal Bodies Association.

Contacts

Collector Companies Relations Subdivision, Collateral Accounting and Realization and Collector Companies Relations Division, Nonperforming Loans Department of BTA Bank JSC

Address: 10th floor, Block A1, 97 Zholdasbekov str., Almaty

• Serik Bayash, tel.: +7 (727) 266-72-18 e-mail: sbayash@bta.kz
• Dauren Ibragimov, tel.: +7 (727) 266-72-38 e-mail: dibragimov1@bta.kz
• Darkhan Kassymov, tel.: +7 (727) 312- 46-78 e-mail: dkassymov3@bta.kz