Do you want to take care of the successful future of your children? 

Open «Obrazovatelnyi» deposit with the special favorable conditions, to accumulate funds for education in Kazakhstan or foreign institutions. 

High deposit yield is up to 15.3% p.a. and consists of the Bank's interest and state premiums.

Additional advantage for the investors is the opportunity to receive an education loan on favorable conditions.

Deposit conditions:

  •   Minimal sum of initial payment - 3 MCI.
  •   Annual state premium is up to 7%.
  •   Deposit is opened in tenge.
  •   Deposit term - 3 years and 5 years.
  •   Monthly capitalization of accrued interest.
  •   Additional depositions are accepted with no limitation: through cash, Cash & Pay terminals, internet-banking, by money transfer from payment card or current account under «Standing Order» service. 
  •   Partial withdrawals are not provided except for target withdrawal of money in favor of educational institution.

Term of the deposit




Annual interest rate



If education of the depositor is to be made under state grant, he has the right to:

  •  Redirect  accumulated funds to the educational deposit of the third party;
  •   Continue accumulating funds to pay for higher level of education;
  •   Withdraw accumulated funds together with the interest of the Bank and premium of the state.

*Annual interest rate consist of the state premium up to 7% and bank's interest up to 8.3% (Effective annual interest rate)

Certificate of State Re-registration of Legal Entity, issued by the RK Ministry of Justice on 24 January, 2008