Early Termination

For deposits: Formula Uspekha, Pensionniy, Detskiy Multivalutniy, Platinum

• upon actual keeping of less than seven days – interest is not accrued and fee shall be paid for re-calculation and disbursement of money credited in cash in accordance with the rates of BTA Bank JSC effective as of the date of Bank Deposit Agreement termination;
• upon actual keeping of less than thirty days – interest is not accrued;
• upon actual keeping from thirty to ninety days – interest is accrued at the rate of “Do Vostrebovaniya” deposit in accordance with the rates of the bank effective as of the date of Bank Deposit Agreement termination;
• upon actual keeping of more than ninety days – interest is accrued at the rate of the basic deposit for actual term of keeping.
  
  

For deposit: Formula Uspekha – Capital

• upon actual keeping of less than seven days – interest is not accrued and fee shall be paid for re-calculation and disbursement of money credited in cash in accordance with the rates of BTA Bank JSC effective as of the date of Bank Deposit Agreement termination;
• upon actual keeping of less than thirty days – interest is not accrued;
• upon actual keeping from thirty to three hundred and sixty days – interest is accrued at the rate of “Do Vostrebovaniya” deposit in accordance with the rates of the bank effective as of the date of Bank Deposit Agreement termination;
• upon actual keeping of more than 360 дней – three hundred and sixty days – interest is accrued at the rate of deposit for 12 months in accordance with the rates of BTA Bank JSC effective as of the date of Bank Deposit Agreement termination, for actual period of keeping.
  
  

For deposit: Sprint

• interest is not accrued and fee shall be paid for re-calculation and disbursement of money credited in cash in accordance with the rates of BTA Bank JSC effective as of the date of Bank Deposit Agreement termination.

In case of withdrawal of amount credited in cashless way and kept in the account for less than 30 days since they were credited to the account, the Bank will charge fee in accordance with the rates of BTA Bank JSC effective as of the date of Bank Deposit Agreement termination.

For deposit: Druzhba

• upon actual keeping of less than seven days – interest is not accrued and fee shall be paid for re-calculation and disbursement of money credited in cash in accordance with the rates of BTA Bank JSC effective as of the date of Bank Deposit Agreement termination;
• upon actual keeping of less than thirty days – interest is not accrued;
• upon actual keeping from thirty to ninety days – interest is accrued at the rate of “Do Vostrebovaniya” deposit in accordance with the rates of the bank effective as of the date of Bank Deposit Agreement termination;
• upon actual keeping of more than ninety days – interest is accrued at the rate of the basic deposit for actual term of keeping.
  
  

24/7 Online Unit

If you have no time to visit the Bank kindly use our BTA24 online unit. Here you can get detailed information on the products, services and current promo-activities of BTA Bank, specify contact phone numbers, addresses and working hours of our outlets, find nearest ATM, get effective exchange rates and use respective calculators.

The main convenience of BTA24 is a round-the-clock opportunity to make payments and transfers online and constantly expanding range of financial services, including:

• payment for difference services (mobile and city landline communication, cable TV, utilities, Internet services, insurance companies, education enterprises) and payments into budget (taxes, fines, duties)
• control over personal bank accounts (card, deposit and loan accounts) and getting statements thereunder at any time required
• money transfers between BTA Bank cards ("card-to-card"), and between card and deposit accounts opened without our bank