Express loans

Dear customers,

Please refer to the authorized officers or agents of the Bank wearing the office badges only for consulting on lending.

Do not take advices from unauthorized persons.

BTA Bank offers various express lending programs which will help you purchase new furniture, household appliances, pay for education at university, have a vacation abroad, celebrate a memorable occasion and much more.

Express Salary

The program is developed for customers who officially confirm their income by payments to the Pension Fund

Unfold/fold conditions

Loan currency	Tenge
Loan amount	From KZT 200,000 up to KZT 3,000,000
Nominal interest rate*, % p.a.	from 16%
Loan term, months	from 6 to 60
Repayment	Annuity or equal payments
Security	N/A
Fee for application consideration	Free of charge
Fee for loan arrangement	from 2%
Fee for account maintenance	Free of charge
Fee for undue payment	N/A
Fee for early repayment	N/A
Lockout period	N/A
Borrower’s age	from 22 till retirement

“Pensionniy” Express loan

The program is specially designed for customers getting pension payment to Kamkor card. Beneficial interest rate, low fees and automatic loan repayment at crediting retirement payments to Kamkor card make the program affordable even for those who is used to economize.

Unfold/fold conditions

Loan currency	Tenge
Loan amount	from 50 000 KZT to 500 000 KZT
Nominal interest rate*, % p.a.	17%
Loan term, months	from 6 to 24
Repayment	Annuity or equal payments
Security	N/A
Fee for application consideration	Free of charge
Fee for loan arrangement	2%
Fee for account maintenance	Free of charge
Fee for undue payment	N/A
Fee for early repayment	N/A
Lockout period	N/A
Borrower’s age	Since retirement till 68 as of the loan maturity

To get the loan you need:

To come to the Bank’s office and consult with the Bank’s manager
To provide all relevant documents (see below)
To fill in application for getting loan
After loan approval, to execute bank loan agreement
To get the loan.

Documents for loan application consideration *

ID Card with IIN (for copies)

* the Bank may require additional documents if necessary

24/7 Online Unit

If you have no time to visit the Bank kindly use our BTA24 online unit. Here you can get detailed information on the products, services and current promo-activities of BTA Bank, specify contact phone numbers, addresses and working hours of our outlets, find nearest ATM, get effective exchange rates and use respective calculators.

The main convenience of BTA24 is a round-the-clock opportunity to make payments and transfers online and constantly expanding range of financial services, including:

payment for difference services (mobile and city landline communication, cable TV, utilities, Internet services, insurance companies, education enterprises) and payments into budget (taxes, fines, duties)
control over personal bank accounts (card, deposit and loan accounts) and getting statements thereunder at any time required
money transfers between BTA Bank cards ("card-to-card"), and between card and deposit accounts opened without our bank